MubarekMuslimah
Junior Member
Salaams brothers and sister
Was kind of in 2 minds whether to post this but I hope insha'allah for some advice and du'a from our brothers and sisters
My husband and I are in need of your advice and du'a please.We are being tested in 2 ways at the moment and have been for some time and our patience and mental energy is wearing thin. Alhamdulillah we have each other and we have Allah swt
We live in London in a rented very small flat that we pay extorniate rent on. For the past 18 months we have been trying to buy a property with an Islamic mortgage but with the increasing house prices in London that have reached stupid proportions we are unable to afford anything - a house or a flat and that is even if we put down a large deposit. In addition to this we are not convinced of the islamic-ness of Islamic mortgages (HSBC Amanah etc) but it seems our only option
So we think that maybe we can afford a share of a property outright with some help from family - but still we cant afford this either and we cant take a mortgage to buy a share because it is not halal ( involves 3 parties in 1 transaction)
So then we think that maybe we should just rent another property - a bigger one perhaps than the tiny tiny place we have now. Who says we have to buy somewhere right?? I would like somewhere bigger so my and his family can come stay and so we can have peopel over for dinner insha'allah - always we go to others houses for food and we cannot feed them in return as we simply dont have the space. but then I looked at houses or bigger flats to rent and the rent on them is higher than the mortgage prices - so we cant afford that either! We have to make a decision soon cos our landlord will ask us if we want to stay for anothe year or go - but since he didnt put the rent up last year I think he will this year - and we cant afford any more. We dont want to move out of London as this is where hubbie grew up, this is where we work and this is where all our family are.
In addition to this hubbie has just been passed over for a job promotion that would have really helped us - the boss's best mate got it instead as we suspected - despite handing in his application form late and also turining up late and then only giving a 20 minute interview. My husband tried really hard and they told him that his application and interview was excellent - but apparently not excellent enough
In addition to that we are facing infertility issues and have embarked on a round of tests with the doctors to find out why we seem unable to have a child. As you can imagine this is very sensitive and emotional subject and one which does kind of affect your self-esteem
I am very grateful alhamdulillah for all that we do have - and I know its not good to moan and there are brothers and sister in 10 times worse situations - may Allah swt grant them ease from their suffering, ameen.
But after 2 years of house hunting and infertility we are becoming mentally exhausted - we make du'a continually day in and day out for some kind of break from this situation whatever that maybe in Allah swt's infinite wisdom and we will never stop making du'a. I am happy to be tested as I know this is a chance to praise and turn to Allah swt and that tests strengthen your iman and character - but there are times when we both feel decidley down about the situation - which isn't helped by people asking if we have " any news" when it comes to babies or have we found a house yet and then naggging us.
We want to do things only the halal way for Allah swt. We could have solved our house problem before now by taking haraam mortgage but as we know this is not a solution - and we refuse to do this. And when it come to having children we must accept that maybe we are not destined to have the child we long for together - Allah swt knows best.
Please brothers and sisters give me some advice to help us so we can regain our mental energy and positive outlook and please give me the shake I need to realise properly that these problems are nothing in reality to what some go through. And of course please make du'a for us that we have some respite and find renewned patience and strength of spirit.
Jazak'allah khair
Wasalaams
Was kind of in 2 minds whether to post this but I hope insha'allah for some advice and du'a from our brothers and sisters
My husband and I are in need of your advice and du'a please.We are being tested in 2 ways at the moment and have been for some time and our patience and mental energy is wearing thin. Alhamdulillah we have each other and we have Allah swt
We live in London in a rented very small flat that we pay extorniate rent on. For the past 18 months we have been trying to buy a property with an Islamic mortgage but with the increasing house prices in London that have reached stupid proportions we are unable to afford anything - a house or a flat and that is even if we put down a large deposit. In addition to this we are not convinced of the islamic-ness of Islamic mortgages (HSBC Amanah etc) but it seems our only option
So we think that maybe we can afford a share of a property outright with some help from family - but still we cant afford this either and we cant take a mortgage to buy a share because it is not halal ( involves 3 parties in 1 transaction)
So then we think that maybe we should just rent another property - a bigger one perhaps than the tiny tiny place we have now. Who says we have to buy somewhere right?? I would like somewhere bigger so my and his family can come stay and so we can have peopel over for dinner insha'allah - always we go to others houses for food and we cannot feed them in return as we simply dont have the space. but then I looked at houses or bigger flats to rent and the rent on them is higher than the mortgage prices - so we cant afford that either! We have to make a decision soon cos our landlord will ask us if we want to stay for anothe year or go - but since he didnt put the rent up last year I think he will this year - and we cant afford any more. We dont want to move out of London as this is where hubbie grew up, this is where we work and this is where all our family are.
In addition to this hubbie has just been passed over for a job promotion that would have really helped us - the boss's best mate got it instead as we suspected - despite handing in his application form late and also turining up late and then only giving a 20 minute interview. My husband tried really hard and they told him that his application and interview was excellent - but apparently not excellent enough
In addition to that we are facing infertility issues and have embarked on a round of tests with the doctors to find out why we seem unable to have a child. As you can imagine this is very sensitive and emotional subject and one which does kind of affect your self-esteem
I am very grateful alhamdulillah for all that we do have - and I know its not good to moan and there are brothers and sister in 10 times worse situations - may Allah swt grant them ease from their suffering, ameen.
But after 2 years of house hunting and infertility we are becoming mentally exhausted - we make du'a continually day in and day out for some kind of break from this situation whatever that maybe in Allah swt's infinite wisdom and we will never stop making du'a. I am happy to be tested as I know this is a chance to praise and turn to Allah swt and that tests strengthen your iman and character - but there are times when we both feel decidley down about the situation - which isn't helped by people asking if we have " any news" when it comes to babies or have we found a house yet and then naggging us.
We want to do things only the halal way for Allah swt. We could have solved our house problem before now by taking haraam mortgage but as we know this is not a solution - and we refuse to do this. And when it come to having children we must accept that maybe we are not destined to have the child we long for together - Allah swt knows best.
Please brothers and sisters give me some advice to help us so we can regain our mental energy and positive outlook and please give me the shake I need to realise properly that these problems are nothing in reality to what some go through. And of course please make du'a for us that we have some respite and find renewned patience and strength of spirit.
Jazak'allah khair
Wasalaams