Firstly Assalamu alaykum,
i am suprised nobody mentioned this, but...
speaking to a girl over telephone and to develop these feelings in such a way is too much. You should speak to her father.
You must speak to her mahram. Thats her father or Brother
Have patience!! I am single as are a lot of people here are hehe, and Allah will do best for us. This is a test from Allah, so although you have feelings for this girl, try to put them to the side and think Islamically and also Sensibly.
By the way, what you might call love is not actually love. It can be from shaitan, because you are not doing things in the right way. You can still rectify things by talking to her father, not talking to her. This is wrong, because it makes you believe she is right for you when you do not even know other aspects that are needed for marriage. Marriage is a lifetime committment. Islam teaches us how to do it properly.
Anyway, I will make Dua for you!! It would be very nice that you get married. I just wanted to point out that we as Muslims must try to do these things properly.... not rush them through and not fall into the traps of Iblis. Otherwise my dear brother, you will get hurt!!!
I have got many emails from people whose marriages did not work out because they rushed, or because they did not do the marriage in Islamic way. Many of them got married over internet. All of the "victims" are women who marry men who are not really Islamic and who abuse them. Most even get married without a Mahram, and the Prophet

said in Hadith that such a marriage is invalid!!
It is sad. - This is of course, not to say that either you or the girl are not good Muslims, but it is an example of problems we face.
There are various problems that may happen, and yes also there is possibility that it will work out fine. And that is what we ask Allah for. But, Islamically, you must try your best to do things in accordance with Quran and Sunnah. No matter how hard it might be for you.
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Marriage process
This is based on another post i made here before>>
Islam is Deen of ease, and the people should get married according to Shari'ah.
The boy and girl have to speak in presence of Mahram, but they can speak to each other and have choice in this matter. Even, if a girl was to know about a boy that she heard was good or even she happened to see in the Masjid or in the street, there is nothing wrong with her telling her family about it. Its normal, it is sensible and in Shari'ah it is halal.
THe haram is if they actually met up alone and had boyfriend/girlfriend relationship before. Even if they did not commit Zina, it is haram for them see each other in such a way.
The Parents should be accessible and have taught their children Islam properly from young age for them to know right and wrong. Also, for them to have confidence that their parents will do what is best for them and will not stop them from marrying a good Muslim. AND, especially for them to realise the beauty of Islam and why it is important to marry a good Muslim.
Islam provides perfect system for marriage, it provides the right framework for two people to live happily together forever, inshaAllah.
Firstly, it stops two people just "falling in love", because this blinds a person and they can not really see the other person for who he/she really is. They dont concentrate on the Islamic values that are taught that make the match suitable.
Secondly, it stops them from destroying their lives by them doing Zinaa and having children out of wedlock. It stops them from feeling depressed when they get "dumped"...
Infact, there are many many problems with every system except for the Islamic one. For the Islamic one is from Allah, the Most High. Even if we can not comprehend its beauty and perfectness.
If the man and woman both really love Islam, Fear Allah and care for Quran and Sunnah and implement it in their lives according to the understanding of the Salaf Salih (pious predecessors) they can settle any dispute! If indeed a dispute arises at all.
This is why it is very important to make sure everything is right
Take care, and just take this as sincere advise.. I dont wish sound bossy or rude, just you are my brother in Islam and we must advise each other always to good. Ask an Imam about what to do, get some good advice. If you move forward in a way that Allah loves, it will work out fine for you in long-term.
Allah help us all and give us all righteous spouses and children who love Allah, Amin,
wasalamu alaykum