Wa alaykum assalam dear sis~! First of all, I'm sooooo sorry and apologize for taking so long to reply back to your VM. I only just read it, since I haven't been on TTI since and my internet connection was down for the past 4-5 days.
Yes, I'm living in India these days. Life is okay. I'm not working right now or anything, since I'm living in a small town and there's not much opportunity here. So sometimes it gets boring.
Yes, for older women, you use "Baji" or "Aapa". Um.. I never use any term of endearment for women my own age, just their name. There's "meri dost" which means "my friend". I wonder if I should teach you "yaar" which is like "mate" in the UK. But that's really informal, and even guys use it with their guy friends. Sometimes with my friends, I go "Oh yaar, how could you not know that!" It's not endearment, but more of a buddy-buddy thing.